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596 FL-20, Palatka, FL 32177

$319,900
MLS# 2135028
2
Bedrooms
2
Bathrooms
0
Sq Ft
1988
Year Built

About This Home — 596 FL-20

Charming 2 BR/2BA home with loft nestled in a private, serene setting surrounded by Rice Creek Conservation Area Sate land on three sides. Thoughtfully designed, the home offers a flexible layout with a bedroom and full bath on each level, ideal for guests or multigenerational living. The upstairs also features a spacious loft overlooking the open-concept great room and dining area, anchored by a stunning stone fireplace. Enjoy peaceful views of nature from the beautiful stone back porch, now covered with a brand-new metal roof - perfect for relaxing or entertaining. The home is set back from the road and accessible by State easement, ensuring both privacy and convenience. Additional features include a detached double carport with workshop, which has entry from the carport and a roll top entry door from the side, ideal for yard equipment or hobbies. Beautiful Oak trees not only garnish the landscape but also provide welcoming shade on those hot Florida days.

Features

Price$319,900
Bedrooms2
Bathrooms2.00
Full Baths2
Total Structure Area2,500 sq ft
Acres2.02 acres
Year Built1988
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address596 FL-20, Palatka, FL 32177
Area572-Interlachen-NE
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size87,991.2 sq ft
Lot Dimensions210 X440
Parcel Number151025000000600010

Amenities

UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Garage

Interior

Interior FeaturesPantry
AppliancesDishwasher, Electric Range, Electric Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
SecuritySecurity Gate

Exterior

Lot DescriptionAgricultural
Patio / PorchFront Porch, Rear Porch
RoofMetal
Other StructuresStable(s), Workshop

Additional Information

Date ListedMarch 15, 2026
Days on Market80
Tax Amount$2,886.22
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$319,900
$63,980
Loan Term
Monthly Payment
$1,703
Principal & Interest: $1,703
Est. Taxes & Insurance: $426
Estimated Total Monthly
$2,128
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: SELLSTATE NEXT GENERATION REALTYKIMBERLY T MORRIS · kim@kimmorris-realtor.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida