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Active Under Contract

1516 PROSPECT Street, Palatka, FL 32177

$349,900

MLS# 2139907

3

Bedrooms

2

Bathrooms

1,530

Sq Ft

1964

Year Built

About This Home — 1516 PROSPECT Street

**HUGE LOT**POOL HOME**UPDATED** Welcome home to this charming and modern 3 bed/2 bath residence offering 1,530 sqft of NEWLY UPDATED living space. This TURNKEY property features an OPEN FLOOR PLAN and a second living room, all FRESHLY PAINTED throughout with NEW FLOORING and modern lighting fixtures. The gorgeous kitchen is a true standout, boasting quartz countertops, a butcher block island, and NEW APPLIANCES. Plus, the home includes spacious bedrooms with UPDATED BATHROOMS. Your outdoor getaway awaits on this 1/2 acre lot, featuring a LARGE IN-GROUND POOL with a resurfaced deck, new heater, and a new pump. Enjoy a MASSIVE SCREENED-IN PATIO and NEW HVAC (18 SEER). The property also includes tons of storage with TWO SHEDS, one 12x24 with electric. Centrally located near shopping, dining, and the St. Johns River, this home is the perfect blend of luxury and convenience! Schedule your showing today!

Features

Price$349,900

Price / Sq Ft$229

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,530

Acres0.20 acres

Year Built1964

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive Under Contract

Has PoolYes

Pool FeaturesIn Ground, Electric Heat, Fenced, Heated, Pool Sweep

Is WaterfrontNo

Direction FacesEast

Community Information

Address1516 PROSPECT Street, Palatka, FL 32177

Area561-Greater Palatka

SubdivisionFairweather

CityPalatka

CountyPutnam

StateFL

Zip Code32177

Lot Size8,712 sq ft

Parcel Number131026242000200050

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Off Street, Other

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub

AppliancesDisposal, Gas Range, Gas Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity System Leased, Smoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch, Screened

FencingFenced, Back Yard

RoofShingle

Other StructuresShed(s)

Road SurfacePaved

Road FrontageCity Street

Additional Information

Date ListedApril 17, 2026

Days on Market43

Tax Amount$884.55

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$349,900

Down Payment: 20%

$69,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$1,862

Principal & Interest: $1,862

Est. Taxes & Insurance: $466

Estimated Total Monthly

$2,328

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP — ChadandSandy.com · offers@chadandsandy.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

20+ years · 500+ closings · NE Florida