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134 BOWFIN Drive, Palatka, FL 32177

$509,000
MLS# 2140076
4
Bedrooms
2
Bathrooms
2,540
Sq Ft
2004
Year Built

About This Home — 134 BOWFIN Drive

Waterfront Canal Home with Over 2,500 Sq Ft - Move-In Ready! Welcome to 134 Bowfin Drive, a spacious 4-bedroom, 3-bath home located in the desirable St. Johns Harbor community. Situated on a canal-front lot, this property offers direct water access and a peaceful setting perfect for enjoying Florida living. With over 2,500 square feet of living space, this home features a functional open layout, generous room sizes, and plenty of natural light throughout. The kitchen offers ample cabinet space and overlooks the main living area, making it ideal for both everyday living and entertaining. Step outside to enjoy the backyard and canal views, with space for outdoor living, boating, or relaxing by the water. ✅ Canal-front / waterfront property ✅ 2,540 sq ft - larger than most homes in the area ✅ 4 bedrooms / 3 bathrooms ✅ Built in 2004 ✅ Quiet neighborhood with no HOA

Features

Price$509,000
Price / Sq Ft$200
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,540
Acres0.23 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolYes
Pool FeaturesAbove Ground, In Ground
Is WaterfrontYes

Community Information

Address134 BOWFIN Drive, Palatka, FL 32177
Area563-East Bostwick/Bridgeport/Cedar Creek
SubdivisionSt Johns Harbor
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size10,018.8 sq ft
Parcel Number350827815201300100
ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Not Available, Sewer Not Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingCarport, Covered, Detached Carport
ViewCanal, Water
Waterfront TypeCanal Front, Navigable Water

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Instant Hot Water, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric, Hot Water
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesDock
Patio / PorchCovered, Deck, Rear Porch, Screened
RoofShingle
ConstructionStucco
Other StructuresShed(s)
Road SurfaceGravel
Road FrontageCity Street

Additional Information

Date ListedApril 15, 2026
Days on Market45
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$509,000
$101,800
Loan Term
Monthly Payment
$2,709
Principal & Interest: $2,709
Est. Taxes & Insurance: $677
Estimated Total Monthly
$3,386
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: HOME SOLD REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida