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This home is in Neptune Beach.

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412 LORA Street, Neptune Beach, FL 32266

$975,000
MLS# 2148678
4
Bedrooms
2
Bathrooms
1,644
Sq Ft
1953
Year Built

About This Home — 412 LORA Street

Coastal living at its finest! This beautifully maintained 4-bedroom, 2-bath Neptune Beach home is just 3 blocks from the beach and sits on an oversized lot -- a rare find in one of Jacksonville's most sought-after beach communities. The spacious backyard is a standout feature, offering endless possibilities for entertaining, play, or future expansion, and includes a storage building that conveys with the home. Inside, enjoy nice tile flooring throughout, giving the home a clean, coastal aesthetic that's as practical as it is beautiful. Recent updates give buyers peace of mind: 2-year-old HVAC system, 2-year-old appliances (refrigerator, stove, washer, dryer & water heater), full gutters installed in 2022, re-piped between 2013-2015. Whether you're looking for a primary residence or vacation retreat near the beach, this well-cared-for Neptune Beach gem checks every box. Homes like this -- with this much lot, this many updates, this close to the ocean -- don't last long. Schedule your

Features

Price$975,000
Price / Sq Ft$593
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,644
Acres0.19 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNeptune Beach
MiddleDuncan Fletcher
HighDuncan Fletcher

Community Information

Address412 LORA Street, Neptune Beach, FL 32266
Area222-Neptune Beach-West
SubdivisionMerimar
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size8,276.4 sq ft
Lot Dimensions72x118
Parcel Number1730680000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingBack Yard
RoofShingle
ConstructionConcrete, Frame
Other StructuresShed(s)
Road FrontageCity Street

Additional Information

Date ListedJune 4, 2026
Days on Market0
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$975,000
$195,000
Loan Term
Monthly Payment
$5,189
Principal & Interest: $5,189
Est. Taxes & Insurance: $1,297
Estimated Total Monthly
$6,487
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: O'MALLEY REAL ESTATE INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida