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This home is in Terra Costa, Jacksonville.

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Active

1409 GAY Avenue, Jacksonville, FL 32207

$865,000
MLS# 2144227
3
Bedrooms
2
Bathrooms
2,855
Sq Ft
1937
Year Built

About This Home — 1409 GAY Avenue

Rare waterfront opportunity in the heart of St. Nicholas! Situated on recently dredged deep-water in Miller's Creek just moments from the St. Johns, this beautifully updated home offers panoramic water views and the perfect blend of comfort, charm, and outdoor living. Enjoy peaceful mornings watching the sunrise from the Florida room or spend your afternoons entertaining beside the newly resurfaced in-ground pool with updated pavers! Inside, the home features gleaming wood floors, a gas fireplace, an updated kitchen, remodeled bathrooms, and a charming office or reading nook with scenic water views. The spacious layout includes three large bedrooms, with the lower-level suite offering incredible flexibility as a guest retreat, teen suite, in-law quarters, or game room. Recent improvements provide peace of mind, including a newer roof (2020), AC system (2023), and water heater (2023).

Features

Price$865,000
Price / Sq Ft$303
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,855
Acres0.49 acres
Year Built1937
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional, Mid-Century Modern
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontYes
Direction FacesEast

Community Information

Address1409 GAY Avenue, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionSt Nicholas
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size21,344.4 sq ft
Parcel Number1459370000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePublic
ParkingAdditional Parking, Circular Driveway
ViewBridge(s), Creek/Stream, River
Waterfront TypeCreek, Navigable Water, River Access

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, Jack and Jill Bath, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsMulti/Split
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity System Owned

Exterior

Patio / PorchAwning(s), Patio, Terrace
RoofShingle
ConstructionBrick, Concrete

Additional Information

Date ListedMay 11, 2026
Days on Market19
Tax Amount$12,207.32
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

About Terra Costa

Terra Costa is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.

View all Terra Costa homes for sale →

Mortgage Calculator

$865,000
$173,000
Loan Term
Monthly Payment
$4,604
Principal & Interest: $4,604
Est. Taxes & Insurance: $1,151
Estimated Total Monthly
$5,755
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: THE ELLISON GROUPJay Ellison · Jaysinnovativesolutionsllc@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

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