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541 PALMETTO BLUFF Road, Palatka, FL 32177

$274,900
MLS# 2124460
3
Bedrooms
2
Bathrooms
1,334
Sq Ft
2025
Year Built

About This Home — 541 PALMETTO BLUFF Road

Beautiful new construction 3-bedroom, 2-bath country home featuring a desirable split floor plan, soaring 10-foot ceilings, and 8-foot interior and exterior doors throughout. The home includes a covered carport for parking, a new flowing deep well, and a new septic system. Designed for efficiency and style, it boasts a sleek black metal roof, spray foam insulation, and luxury vinyl plank flooring throughout. The kitchen is equipped with LG black stainless steel appliances, while custom wood shelving enhances the closets. No HOA, offering freedom and flexibility, and conveniently located close to the river for outdoor enjoyment and recreation.

Features

Price$274,900
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,334
Acres0.23 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address541 PALMETTO BLUFF Road, Palatka, FL 32177
Area563-East Bostwick/Bridgeport/Cedar Creek
SubdivisionMetes & Bounds
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size10,018.8 sq ft
Parcel Number260827815200900030

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport

Interior

Interior FeaturesSplit Bedrooms
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedApril 22, 2026
Days on Market130
Tax Amount$132.39
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Mortgage Calculator

$274,900
$54,980
Loan Term
Monthly Payment
$1,463
Principal & Interest: $1,463
Est. Taxes & Insurance: $366
Estimated Total Monthly
$1,829
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: IHEART REALTY INCCHAD FREEMAN · chad@iheartrealtyinc.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact Krista

20+ years · 500+ closings · NE Florida