The kids have moved on and left home, your job is becoming a daily pain in the butt and the endless snow shoveling in the winter is back breaking. You may be dreaming about lounging in the sunshine, with no one to bother you but the seagulls. Retiring to Florida is a dream of many, but it doesn’t just need to be something you fantasize about, it can become a reality. Here’s how.
1. Florida’s cost of living is cheaper than many other places
Food, housing and healthcare are all less expensive in Florida’s cities and towns than they are in most other states. The median home price in Jacksonville is $138,900. Compare that to other U.S. cities like Denver, Colorado ($343,400) or in New York State, where it is $270,200. The cost of living is 8% lower than the U.S. average. Money won’t be a factor in your decision to retire to Florida.
2. Florida has no state income tax
If you plan to work a little after retirement, this is a huge bonus. You can earn money doing side jobs and not have to pay it to the state government. If you were to do that in the state you are currently living in, a chunk of your money will be out of your pocket. If you plan to work after retirement, Florida is the place to be.
3. Healthcare is great here
Because there are a number of older Americans moving to Florida, the infrastructure is there to support it in terms of healthcare. Jacksonville has many great hospitals, including Memorial Hospital, which has a state of the art heart center. You can’t make the excuse that you can’t retire to Florida because you need to be close to your doctor.
4. The weather is awesome
Not only do sunny days make you feel good, they are good for your health too. When you retire, you want to live out the rest of your days in good health and by moving to a spot where the weather is good, it will definitely make a difference. No more frustrating snow-filled commutes, no more early morning shoveling of your driveway and no more blah winter days cooped indoors because it’s too nasty to go out!
5. You’ll live the lifestyle you want
Jacksonville was voted the 12th best place to retire, based on reviews of people who have tired there. The highest grades it received were on diversity and nightlife, so you won’t be out something to do if you move here! Not only that, there is so much to do on and by the ocean, that your days will never be spent lounging inside in front of a television.
If you want to make the move to Ponte Vedra or Jacksonville, let me know how I can help!